Successful investing is a prerequisite for sustaining wealth throughout your lifetime and across generations. Unfortunately, this is easier said than done in today’s turbulent times. Trying to accomplish this on your own with limited resources or even with the help of traditional financial service providers may hinder your ability to manage your wealth to the extent needed or possible.
HoyleCohen offers a unique combination of traditional and special investment programs for its clients. These programs incorporate four distinct principles that we believe are critical to accumulating and preserving wealth in the coming decade:
Stability. We believe investors should expect elevated volatility and risk. We have designed portfolios to meet suitable return objectives at lower levels of volatility. For investors who need their portfolios to be a stable income source, we can combine core portfolios and special programs to generate adequate income without having to sell assets unnecessarily.
Recovery. Financial markets will likely remain challenged for years before sustaining an upward trend that pushes market indices well above their 2007 highs. As a result, we have special investment programs designed to capitalize on market turbulence and dislocations in an effort to accelerate wealth recovery.
Preservation. Traditional diversification, while helpful, proved insufficient during the most recent downturn. Industry statistics reveal that it was common for conservative investors to experience much greater losses than they believed possible. We have identified strategies and products designed specifically to preserve capital, mitigate downside market exposure or address unexpected risks.
Alignment. Investment strategies are only successful if they are designed to support an investor’s life goals at an acceptable level of risk. Our holistic approach and sophisticated tools enable us to model various strategies and risk/return profiles in order to create tight alignment between life goals and investment objectives. This is an iterative and dynamic process where the investor is an active participant.