Conventional wisdom often dictates that your investment assets are the primary focus for addressing and managing affairs related to your wealth. Many people think that just because they have a living will, various insurance policies and/or a competent accountant, they’re covered. These are among the largest misconceptions that exist today in terms of wealth planning and preservation.
Our Wealth-by-DesignSM planning methodology is a unique goals-based approach to planning that optimizes and sustains your total wealth over time by examining the risks and opportunities inherent to managing it.
Each of the four phases has a set of services and deliverables that becomes the basis for your total wealth plan. We focus on each client’s specific needs and address the key areas of planning, including retirement planning, tax planning, estate planning, education planning, transition planning, risk management, cash management and investment portfolio design. We also have expertise to address special circumstances such as business succession, family legacy planning, concentrated wealth management and difficult transitions like divorce.
Your plan and its supporting detail serve as a perpetual record of your planning, investments and progress over time. This allows you to see how the various disciplines interplay – investments, tax, insurance, legal – and how links among them create dangers or opportunities. Advanced planning provides both clarity and continuity in the ongoing oversight of your wealth.